No-Fee Processing | POS & Terminals | Contactless (Apple/Google Pay) | Online & Mobile Payments | Local Setup & Support

Privacy Policy

LAST UPDATED 16 September 2025

Streamlined Payments 815 (“we,” “us,” “our”) is the brand of Michael Ruffcorn, a senior sales executive for Wholesale Payments. We market and refer merchant services. All payment processing services and related systems are provided by Wholesale Payments. Their privacy practices apply to any card, bank, and transaction data handled on their platforms.

Scope

This policy explains how we handle information collected on our website and through our initial inquiry / Contact Us form. It does not cover Wholesale Payments’ websites, portals, or tools; those are governed by Wholesale Payments’ own policies.

What we collect on this site

From the Contact Us form we may collect:

  • Name

  • Business name

  • Email

  • Phone

  • Message details (e.g., industry, current processing needs)

We use this information only to respond, provide quotes, and coordinate next steps.

What we do not collect or store on this site

We do not collect or store payment card numbers, bank account numbers, or live transaction data on our website. All such data is entered and processed within Wholesale Payments’ secure systems, not ours.

We use this information only to respond, provide quotes, and coordinate next steps.

How we use inquiry information

  • To reply to your request and schedule demos or reviews

  • To prepare proposals with Wholesale Payments

  • To follow up on service questions and onboarding

We communicate through secure, reputable platforms and take reasonable safeguards to protect inquiry data.

How Wholesale Payments handles payment data

Wholesale Payments maintains its own privacy policy and security controls for cardholder and transaction data. They implement industry security standards for payment processing (e.g., PCI DSS). Your payment data with them is covered by their policy, not this one. For details, see Wholesale Payments’ Privacy Policy.

Sharing

We may share your inquiry details with authorized Wholesale Payments representatives to prepare pricing and implementation options. We don’t sell your personal information.

Retention

We keep inquiry records only as long as needed to communicate with you, deliver a quote, comply with legal requirements, or until you ask us to delete them.

Cookies & analytics

Our site may use essential cookies and basic analytics to understand site traffic. You can control cookies in your browser settings.

Your choices

You can request that we:

  • Access the inquiry information we hold about you

  • Correct it

  • Delete it (where allowed by law)

To submit a request, use the Contact page on this site.

Children’s privacy

Our services target businesses and are not intended for children under 13.

Changes to this policy

If we update this policy, we’ll change the effective date above. Continued use of the site means you accept the updated terms.

Contact us

Questions about this policy or a privacy request? Reach us through the Contact page on this site. For questions about payment data processed by Wholesale Payments, please refer to Wholesale Payments’ Privacy Policy and contact them directly.

© 2025. Streamlined Payments 815 an affiliate of Wholesale Payments. All rights reserved.